As per guidelines issued by Reserve Bank of India, NEFT / RTGS will not be operational on the 2nd and 4th Saturdays of the month and will operate full day on the 1st, 3rd and 5th Saturdays (if any) of the month. ( भारतीय रिज़र्व बैंक द्वारा जारी दिशानिर्देशों के अनुसार, एनईएफटी / आरटीजीएस महीने के दूसरे और चौथे शनिवार को चालू नहीं होंगे और महीने के पहले, तीसरे और पांचवीं शनिवार (यदि कोई हो) पर पूरे दिन काम करेंगे )

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Indian Overseas Bank is a major bank based in Chennai, with about 3350 domestic branches, including 1150 branches in Tamil Nadu, 3 extension counters, and eight branches and offices overseas as of 30 September 2014. it is india's 13th largest bank in terms of Number of Branches and it has 3573 Branches in all over india. Official Website of indian overseas bank is iob.in and Customer helpline number is 1800 425 4445