Find All indian Bank ifsc Code

The Indian Financial System Code (Bank IFSC Code) is an alphanumeric code used for Electronic Funds Transfer in India.This is an 11-character code with the first four alphabetic characters representing the bank name, and the last six characters (usually numeric, but can be alphabetic) representing the branch. The fifth character is 0 (zero) and reserved for future use. IFSC Code is used by the NEFT ,RTGS & IMPS systems to route the messages to the destination banks/branches. ifsccodeguru.com is a free service designed to Find IFSC Code, MICR Code,Addres,Phone number and Branch Code of Any Bank in INDIA. It has All 112 Computerised Banks and their 141426 Branches Listed.

List of all 112 India's Computerised Banks

What is IFSC NEFT transfer?

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any branch to any individual having an account with any other bank branch in the country participating in the Scheme. Use NEFT service to transfer funds anywhere using Internet Banking

What is RTGS transfer?

The acronym 'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means the processing of instructions at the time they are received rather than at some later time.'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). Considering that the funds settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.

What is IMPS transfer?

Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones. IMPS service helps you access your Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone / Internet Banking. This service is available 24x7, throughout the year including Sundays and any bank holiday.